A business owner’s policy (BOP) will include
- Property insurance
- Business interruption insurance
- Liability protection
BOPs do NOT cover professional liability, auto insurance, worker’s compensation or health and disability insurance.
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- Buildings and contents owned by the company
- Covers the loss of income ensuing from a fire or other catastrophe that interrupts the operation of the business
- Covers the company's legal responsibility for the damage it may cause to others
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